PM Jan Dhan Account: Central government is giving full 10 thousand rupees on bank account, open it today

PM Jan Dhan Account: Pradhan Mantri Jan Dhan Yojana was started by Prime Minister Narendra Modi in 2015. Then within a year, 14 crore 72 lakh Jan Dhan accounts were opened. But due to the facilities available in these accounts, the number of accounts has tripled to 43.70 million by October 2021. Let us tell you that the subsidy of all government schemes comes in PM Jan Dhan Account only. Whereas these accounts are opened on zero balance. Because of which these accounts are very popular among the people.

PM Jan Dhan Account

PM Jan Dhan Account

Pradhan Mantri Jan Dhan Yojana is one of the ambitious financial schemes of the government. The objective of Jan Dhan Yojana is to connect people with maximum banking system. The best part is that there is no limit on the minimum balance that the Jan Dhan account can maintain. There is nothing to worry about even if there is zero rupees in PM Jan Dhan Account. This account can be opened in banks, post offices and nationalized banks.

Central government is giving full Rs 10,000 on bank account

If you have also opened a Pradhan Mantri Jan Dhan Yojana account in the bank, then this is important news for you. Today we will tell you about such a bank account, in which even if you have zero balance in your account, the entire Rs 10,000 is given by the central government. The name of this account is PM Jan Dhan Account. Let us tell you about it in detail-

You can open an account for free under the Pradhan Mantri Jan Dhan Yojana. Also there is no need to maintain any minimum balance! You can open an account for free under Pradhan Mantri Jan Dhan Yojana. Along with this, there is no need to maintain any minimum balance. Along with PM Jan Dhan Account, the bank also provides overdraft facility to the customers. Through this card, you can make purchases as well as withdraw money from the account and you can also get many special offers.

If you open PM Jan Dhan Account now, then customers get accident insurance cover of up to Rs 2 lakh from the government. Apart from this, if you are taking advantage of any government scheme, then its money comes directly into your account. You get the facility of interest on the amount deposited in Jan Dhan account. Apart from this, the benefit of free mobile banking is also available in the Pradhan Mantri Jan Dhan Yojana.

How to convert PM Jan Dhan Account to SBI Savings Account

PM Jan Dhan Account has been beneficial for many people. People are joining this bank very fast. Actually, people benefit a lot from the facilities provided by it. The benefit and subsidy of this government scheme reaches directly into the bank account. But still there are some people who have to convert Jan Dhan bank account into savings account.

Actually, many times all the facilities provided by the bank are not available in the Jan Dhan bank account. That's why customers want to convert PM Jan Dhan Account to Savings Account. Timely alerts and many information are shared by SBI to the customers.

How to convert account

  1. First you have to go to the home branch of the bank.
  2. After this you have to apply for account conversion in the bank.
  3. Along with this, KYC documents will also have to be submitted in the bank.
  4. You will need some documents to follow the process
  5. To know this, you can find out by visiting the SBI website.
  6. Apart from this, you can also check the list on sbi.co.in.
Let us tell you that after following the procedure given by the bank, you can convert your PM Jan Dhan account to SBI savings account. On the other hand, if you have any problem related to the bank, then you can ask SBI by tweeting. Limited facilities are available in the accounts opened under the Pradhan Mantri Jan Dhan Yojana.